WALLA WALLA - Credit, credit cards, credit histories and credit awareness will be the topic of a free family-focused class and dinner Thursday from 6-8 p.m. at First Congregational Church.
"Get Smart About Credit! - A conversation for families" is a special session organized by the Walla Walla Asset Building Coalition and Community Bank for kids and their parents.
Research shows most teenagers are not ready for credit cards, according to Jump$tart, a nonprofit organization based in Washington, D.C., event organizers said in a news release.
Every other year, the organization quizzes 12th-graders in public schools around the country on topics such as paying taxes, using credit cards and retirement savings.
In 2006, on average, participants answered only 52.4 percent of the questions correctly, a failing grade. This was marginally better than the results of the 2004 survey (52.3 percent).
The material to be presented is provided by the American Bankers Association from it Get Smart About Credit Program. Teachers will cover the basics of credit such as credit scores, how they are determined, how they affect you. There will also be advice for taking control of your finances, and guidelines for choosing and using credit wisely.
This event is specially designed for families. Parents must bring at least one teenager. A teenager must bring at least one parent. Entire families are welcome.
Dinner will be provided so registration is required. For more information, contact Noah Leavitt of the Walla Walla Asset-Building Coalition at 529-4080 or firstname.lastname@example.org.