The following is a news release from Scambook.com, an online complaint resolution platform:
Scambook.com is issuing a fraud advisory to consumers who used a credit or debit card at US Target stores between November 27th and December 15th, 2013. These consumers may be at increased risk of fraudulent charges and identity theft.
Target announced Thursday that hackers have stolen the names, credit and debit card numbers, expiration dates and three-digit CVV security codes from an estimated 40 million U.S. Target customers. The incident did not affect customers who shopped on Target.com or Target stores outside of the United States.
Scambook is advising that Target customers affected by this recent hacking take the following safety steps to secure their financial information:
Check all accounts immediately for unauthorized charges. Consumers should report any unfamiliar credit or debit card activity to their financial institution. If the consumer has a Target Red Card, they are advised to contact Target directly. Do this immediately – the sooner fraudulent activity is reported, the easier it is to reverse.
Continue monitoring accounts and credit card statements, and enable SMS or email alerts. Scambook recommends daily monitoring of all credit or debit card accounts online. If the consumer's financial institution website includes an option to receive SMS (text message) or email alerts about pending transactions, make sure this option is enabled. If no option is given by the financial institution's website, consumers can register a free account on Mint.com or download the Mint.com smartphone app to receive account activity alerts. (Please note that mobile charges may apply to SMS text message alerts.)
Request a free consumer credit report by visiting AnnualCreditReport.com or call 1-877-322-8228. Consumers may receive 1 free Equifax, Experian and TransUnion credit report every 12 months by request. Upon obtaining this credit report, review it for any unauthorized or potentially fraudulent activity. If fraudulent activity is spotted, contact the credit bureaus to place a Fraud Alert on your credit report.